$548,740 :: 22476 ARCADIA BLUFFS DR, Update MI, 48178

4 beds, 4 baths
Home size: 3,700 sq ft
Lot Size: 0 sq ft
Added: 11/15/17, Last Updated: 11/18/17
Property Type: Single Family
MLS Number: 21391151
Community: Lyon Twp (63211)
Status: Active

Home for the Holidays! 4This fabulous home features 4 bedrooms / 3 1/2 baths / loft area / Formal dining room / Private office. Hardwood floors. The Sunroom is wrapped with windows allowing the sunlight to come inside. Spacious gathering room with fireplace. Gourmet SS built-in kitchen with granite, hardwood floors, large walk in pantry and lighting package. Pulte Planning Center…to organize your busy life. Everyday entry. Open living spaces. 3 full baths upstairs. Jack and Jill bath. The owner’s suite features an owner’s retreat, where you can enjoy your favorite movie at the end of a long day. You can still move into your new home by the holidays…call/text today to view this fabulous home.

Listed with Pulte Homes Of Michigan Corp


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$39,000 :: 18900 MICHIGAN, Dearborn Heights MI, 48126

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0 beds, 0 bath
Home size: 1,200 sq ft
Lot Size: 0 sq ft
Added: 09/19/17, Last Updated: 11/18/17
Property Type: Commercial
MLS Number: 21370240
Community: Dearborn Heights (82091)
The price of this listing was last reduced on 10/24/2017 by 20%
Status: Active

BUSINESS ONLY LEASE IS $1645 A MONTH ELECTRIC BILL IS $250 A MONTH THIS CANDY STORE IS LOCATED IN THE FAIRLANE TOWN CENTER MALLGREAT LOCATION IN THE MIDDLE OF THE MALL NICE SMALL BUSINESS TO RUNBUSINESS IS $59,000 PLUS THE INVENTORY WHICH IS ABOUT $23,000

Listed with Wilhelm & Assoc Inc, REALTOR~


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$39,000 :: 18900 MICHIGAN, Dearborn Heights MI, 48126

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0 beds, 0 bath
Home size: 1,200 sq ft
Lot Size: 0 sq ft
Added: 09/19/17, Last Updated: 11/18/17
Property Type: Commercial
MLS Number: 217084895
Community: Dearborn Heights
The price of this listing was last reduced on 10/24/2017 by 20%
Status: Active

BUSINESS ONLY LEASE IS $1645 A MONTH ELECTRIC BILL IS $250 A MONTH THIS CANDY STORE IS LOCATED IN THE FAIRLANE TOWN CENTER MALL
GREAT LOCATION IN THE MIDDLE OF THE MALL NICE SMALL BUSINESS TO RUN
BUSINESS IS $59,000 PLUS THE INVENTORY WHICH IS ABOUT $23,000

Virtual Tour: http://www.propertypanorama.com/instaview/nocbor/217084895

Listed with Wilhelm & Assoc Inc, REALTOR®


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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4 Steps to Regain Some Savings Self-Control

(TNS)—Opening a savings account is easy, but committing to savings? Now that can be hard.

From struggling to find places where you can reduce spending to falling into the temptation of instant retail gratification, saving money can be really challenging.

“You really have to know yourself and discipline yourself if you’re going to be an effective saver,” says Greg McBride, CFA, Bankrate’s chief financial analyst.

Learning to live on less may feel difficult initially, but it will pay off in the future.

Here are four steps to start exercising savings self-control today.

Pay your account out of your paycheck.
Automate your savings by having money moved to your savings account regularly, either through elections with your direct deposit if you receive a regular paycheck or by setting up a recurring transfer to your savings account.

Moving money directly to your savings account is a crucial first step in building a nest egg, McBride says.

“Paying yourself first clears the biggest hurdle for saving, which is simply not being in the habit of saving,” McBride says. “It takes care of saving money before you have a chance to spend it.”

Similar to putting money in your 401(k), the idea is that if it never touches your hand, you won’t miss it.

Avoid the temptation of transfers.
Moving money into your savings does you little good if you constantly raid the account.

To effectively grow a savings account, you have to restrict yourself from the temptation to transfer those funds to your checking account.

“If you’re going to build your savings, your deposits have to outnumber your withdrawals, not just in number but also in magnitude,” McBride says.

Do what it takes to control yourself. Perhaps the solution is as easy as naming that account based on a goal—”house down payment” or “Christmas money”—to make the connection of immediate gratification robbing your ultimate goal.

If that isn’t enough to stop you, put some distance between your checking and your savings. While there are often advantages of having your money at one institution, opening up a savings account a different bank might be what you need to stop you from spending money that is supposed to be away.

Once you’ve hit your emergency fund savings goal, you ought to consider a CD or even a CD ladder to pick up some yield and keep you from spending your money.

Put banking technology to work.
Banks and financial technology companies are obsessed right now with helping you save money, and each product seems to have its own bent.

There are ones that let you set rules, like adding $10 to your savings every time you buy a latte. Finn, the new mobile-only account Chase Bank is piloting in St. Louis for iOS users, is offering such features. The bank says it expects to launch it in additional cities and for Android users next year.

Others, like Simple and Moven, help you save for a specific goal or multiple goals at a time.

There are also some, like Digit, Chime and Acorns, that focus on moving small amounts of money into an account for you. This is similar to Bank of America’s popular Keep The Change Savings program, which puts the difference between your purchases and the nearest dollar in a savings account—$10.75 for lunch, 25 cents for savings, for example.

MoneyLion, another FinTech app, launched a virtual reality feature on the augmented reality platform of Apple’s iOS 11 release. MoneyLion customers with iPhones 6S and newer can now visualize their money as stacks on the phone. The rationale is that if you can see your money pile increasing, you’re less likely to spend it.

Suffice to say, there are a lot of savings options out there right now and you ought to do your research before committing to one. Ultimately, their effectiveness is dependent on your ability to not frivolously spend the money you’ve worked hard to save.

Save for the long term.
While you may want to enjoy the here and now, short-term spending can cost big time down the road.

“If you’re going to be a saver, it’s going to require some tough decisions,” McBride says. “It means passing up consumption today so that you can instead save for consumption in the future.”

McBride highlights that saving is not simply geared toward building up money to use in the event of emergencies.

“Americans are woefully under-saved for retirement,” McBride says.

McBride points to the increasing number of seniors who are unable to retire and the overwhelming amount of outstanding student debt as a reminder that consumers must save for long-term goals.

“You can build an emergency savings fund while building a retirement fund or a college fund at the same time,” McBride says. “You have to attack both at the same time in the same way by automating your contributions.”

©2017 Bankrate.com

Distributed by Tribune Content Agency, LLC

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$349,900 :: 24606 WESTCHESTER DR, South Lyon MI, 48178

3 beds, 3 baths
Home size: 2,123 sq ft
Lot Size: 8,712 sq ft
Added: 11/17/17, Last Updated: 11/17/17
Property Type: Single Family
MLS Number: 21391093
Community: Lyon Twp (63211)
Tract: RIVERWOOD ESTATES OCCPN 2126
Status: Active

NEWLY CONSTRUCTED LYON TWP HOME W/ CUSTOM CHANGES IS READY TO BECOME YOURS!**NO NEIGHBORS TO THE BACK, OR TO THE NORTH!**THIS BRISTOL MODEL IN QUICKLY-DEVELOPING RIVERWOOD ESTATES PROVIDES AN OPEN FLOOR PLAN W/ 2-STORY GREAT RM DRENCHED IN SUNLIGHT**GRANITE KIT W/ 42″ CABINETS, PANTRY, AND LARGE DINING AREA W/ ADDED WINDOWS**HARD-TO-FIND 1ST FL OWNER STE OVERLOOKS A PEACEFUL PROTECTED NATURE AREA TO THE EAST AND INCLUDES A PVT BA W/ SOAKING GARDEN TUB, CERAMIC SURROUND SHOWER, AND GRANITE VANITY W/ DUAL SINKS**THE TWO UPSTAIRS BRS PROVIDE WICs AND INCLUDE A MASSIVE 21×14 RM W/ TWO CLOSETS!**MAIN UPSTAIRS BA HAS AN ADDED SKYLIGHT SURE TO BRIGHTEN DREARY DAYS**LARGE MAIN FL LAU/MUD RM W/ CUSTOM WIC**DEEP DAYLIGHT BASEMENT OF APPROX. 1,200+/- SFT IS SUPERB FOR FINISHING W/ 3 DAYLIGHT WINDOWS, BATHROOM PLUMBED, AND MECHANICALS TUCKED TO THE PERIMETER**3-CAR GAR**BUYER ASSUMES SEWER ASSMT OF $3,000+/-**SELLER TO FINISH SOD AT OWN EXPENSE*ALL M&D APPROX; TO BE VERIFIED BY BUYER/BUYER’S AGT

Listed with Real Estate One-South Lyon


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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Leading Colorado-Based Architectural Firm, Godden|Sudik Architects, Awarded in Four Archiectural Design Categories at Denver 2017 MAME Award Gala -

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Englewood, CO – Godden|Sudik Architects, a leading Denver-based architectural firm, earned 4 awards at the Denver Major Achievements in Marketing and Excellence (MAME) 2016 Awards, presented November 4, 2017. The MAME Awards, sponsored by the Home Builders’ Association of Metro Denver, honor the top achievers in the new home industry. Awards are comprised of marketing, sales, interior design, architectural and builder awards. These awards are presented to those who set the standard of ex…

Read the full story at http://www.webwire.com/ViewPressRel.asp?aId=216790

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$469,900 :: 11513 ERIN’S WAY, BRUCE Township MI, 48065

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3 beds, 2.1 baths
Home size: 2,500 sq ft
Lot Size: 54,014 sq ft
Added: 06/12/17, Last Updated: 11/17/17
Property Type: Single Family
MLS Number: 58031322409
Community: Bruce Twp
Tract: WOODLAND WATERS
The price of this listing was last reduced on 10/16/2017 by 3%
Status: Active

Beautiful Gated Community in Northern Macomb County, includes access to Lake Ariana with dock, recreation park, spring fed ponds, and plenty of wildlife. Custom 2500 sq. ft ranch with French County elevation with 11×22 ft. covered lanai. This home features LaFata custom Tuscan stained cabinets through-out, walk in pantry, granite, designer ceramic, and all stainless appliances including 36 inch gas range. Large dining nook with triple door-wall. Luxury master suite with large walk-in shower, double vanities, spacious walk-in closet and private commode. Wood flooring in foyer, great room hall and library, recessed lights, upgraded trim, wainscoting, custom paint colors and so much more!!!

Virtual Tour: http://tour.circlepix.com/home2/DW4GDC/11513-Erin%27s-Way-Romeo-MI-31322409

Listed with Keller Williams Realty Lakeside


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$1,300,000 :: 30633 N GREENBRIAR RD, Franklin MI, 48025

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4 beds, 6 baths
Home size: 5,200 sq ft
Lot Size: 70,567 sq ft
Added: 07/16/17, Last Updated: 11/16/17
Property Type: Single Family
MLS Number: 21339964
Community: Franklin (63264)
Tract: WINWOOD HILLS ESTATES NO 1
Status: Pending

Entertainer’s dream! Spectacular new construction in quaint Franklin Village on 1.6 acres. This home features 4 bedroom, all suites with private baths and 2 half baths. Open floor plan has a great room featuring 20 foot ceilings, gas fireplace and hardwood floors. The chef’s kitchen features stainless steel Thermador appliances with gas cook top, double ovens & chimney exhaust. The oversized first floor master has a sitting area, his and her closets, euro shower, jetted tub and dual-sided fireplace. The 3 upper level bedrooms are all en suite. 2 loft areas offer great space for a play area, office or sitting room. Wooded lot offers great privacy. The stamped concrete patio is perfect for enjoying the outdoors. Award winning Birmingham schools.

Listed with RE/MAX Nexus


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$341,550 :: 55809 SUNNINGDALE DR, South Lyon MI, 48178

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3 beds, 3 baths
Home size: 1,632 sq ft
Lot Size: 0 sq ft
Added: 11/16/17, Last Updated: 11/16/17
Property Type: Single Family
MLS Number: 21390621
Community: Lyon Twp (63211)
Tract: RIVERWOOD ESTATES OCCPN 2126
Status: Active

RIVERWOOD ESTATES BROADMOOR FLOOR PLAN. BEAUTIFUL OPEN FLOOR PLAN, DINING, AND FAMILY ROOM WITH CATHEDRAL CEILING, KITCHEN W/ GRANIT TOPS AND ISLAND. MASTER BEDROOM W/ CATHEDRAL CEILING, WIC, AND DUAL VANITY BATH. SECOND BEDROOM ALSO FEATURES A SPACIOUS WIC. DEEP POURED BASEMENT. BASEMENT PREPPED FOR FULL BATH. BATVAI. ALL M&D APPROX.

Listed with RE/MAX New Trend


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$469,240 :: 3301 Skylark Court, Orion Township MI, 48360

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3 beds, 3 baths
Home size: 2,429 sq ft
Lot Size: 0 sq ft
Added: 05/04/17, Last Updated: 11/16/17
Property Type: Single Family
MLS Number: 217035561
Community: Orion Twp
The price of this listing was last increased on 9/25/2017 by 1%
Status: Pending

Pulte Homes popular Abbeyville plan offers a convenient layout with maintenance free living. Master suite, 2nd bedroom and den are located on the main level along with a bedroom, full bath and loft space on the 2nd floor. Open kitchen is great for entertaining and year round sun room is a perfect place to relax and unwind. Premium finishes throughout. Desirable cul-de-sac walkout basement site backing to landscaped pond.

Virtual Tour: http://toursler.com/abbeyville?o=qru

Listed with Pulte Homes Of Michigan Corp


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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